We have been blessed with a new Maltese puppy and are looking into pet insurance. I checked other posts on this forum and all those I found were dated. Since the industry changes so much I thought I would ask for your suggestions. Is the cost worth the benefits? What company have you liked the best? Who should we avoid? Do they pay claims as promised or have there been surprises about what they won’t pay? What questions should we ask before writing the check? Thank you in advance for any info you can share.