To preface this, my husband only pays two bills. His student loan bill and a loan he took out to pay the local hardware store when our house insurance refused to pay for a busted pipe. The rest of the bills we have acquired over the years are my responsibility to pay on time using both our bank accounts. Bills are the absolute worst part of paydays (when are they not). He has no idea how bad off we are until one goes unpaid and they start reaching out to him. Yesterday I realized that I made out too many bills and will be under in the bank so in desperation I applied for and got approved for a consolidation loan of $7k. It won’t take care of all of our bills but it will pay off some of them (I.e credit card and medical). I asked my mom if she would help me and tell me what I should do because she’s good with figuring out finances. I was not planning on telling him about the loan but this morning he came home with the intentions of doing something illegal to pay for the bills. I told him about the loan and he got upset saying we will have to apply for bankruptcy if we get another loan. I’m assuming he misunderstood when I said it was already approved so I just dropped the conversation. Now I feel like what I did was the wrong thing to do. Granted I’m not good with money but at least I’m not doing illegal things to get back on top.I feel like nothing I do is right. Please help what should I do?